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Boaters have unique needs when it comes to insuring their assets. At Boats And More Insurance, we help you find the exact coverage you need at the most competitive rates available. Call 855-208-4330 and let us help you.
Total Loss Replacement


Total Loss Replacement (TLR) is available on previously untitled boats up to one model year old. In the event of a total loss, this coverage replaces the insured boat with a previously untitled boat that is to the extent possible, the same make and model, and which contains the same equipment.

Agreed Value


Agreed Value is available on all boats qualifying for Physical Damage coverage. In the event of a total loss, this settlement method pays the rating base regardless of the Actual Cash Value. Agreed value must be substantiated at time of binding.

Actual Cash Value


This coverage will pay the lowest amount necessary to replace the stolen or damaged property, the amount necessary to repair the damaged property to its pre-loss condition, the Actual Cash Value at the time of loss, or the market value listed on the declaration page less the applicable deductible.

Other Available Coverages
  • Disappearing Deductibles
  • Uninsured Boaters
  • Pet Injury Coverage
  • Personal Effects
  • On-Water Towing and Roadside Assistance
Available Discounts
  • Advanced Quote Discount
  • Claim-free Renewal Discount
  • Homeowner Discount
  • Boating Experience Discount
  • Responsible Driver Discount
  • Original Owner Discount
  • Safety Discount
... and many, many more. Call 855-208-4330 and let us show you how much you can save.
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